Direct Financing
Signature Financial offers direct specialty funding nationwide to satisfy a broad range of equipment finance needs of commercial clients in various industries, such as construction, transportation, manufacturing, renewable energy, food processing, packaging, and food franchise, among others. Our experienced professionals possess the extensive industry, asset, and niche sector knowledge necessary to support your business initiatives while remaining wholly dedicated to Flagstar Bank’s relationship-based service model.
Our Single-Point-of-Contact Service Model
Signature Financial can tailor solutions for your business and offer industry and asset expertise across a wide variety of sectors. The Executive Sales Team, composed of experienced financial service veterans, is the single point of contact for every Signature Financial relationship, ensuring consistent, convenient, and cost-efficient service as they address your business’s current and future funding needs. Our Executive Sales Officers partner with dedicated underwriting and documentation specialists whose depth of expertise and industry knowledge enable the team to work in harmony.
Whether you need a loan or lease, this group of creative consultants will work closely with you to assess your needs and recommend the most effective and affordable financing solutions. Our Executive Sales Officers will provide you with customized products, competitive pricing, and exceptional service as they guide you from consultation through closing.
Nationwide Equipment Finance: General Equipment
Terms & Offerings
- Term loans and leases for 3–7 years, with fixed and floating rates
- Lines of credit for your annual equipment needs or individual transactions
- 100% cost financing on new and used equipment
- Tax lease options (FMV, EBO, FPO) as well as capital leases
- Custom solutions to meet more complex financing needs
- Signature Financial’s industry–trained underwriting, documentation, and closing professionals process your transaction seamlessly and fund it rapidly.
- DocuSign electronic documentation available on most transactions.
Nationwide Equipment Finance: Construction Equipment
Terms & Offerings
- Term loans and leases for 3–7 years, with fixed and floating rates
- Lines of credit for your annual equipment needs or individual transactions
- 100% cost financing on new and used equipment
- Tax lease options (FMV, EBO, FPO) as well as capital leases
- Custom solutions to meet more complex financing needs
- Signature Financial’s industry–trained underwriting, documentation, and closing professionals process your transaction seamlessly and fund it rapidly.
- DocuSign electronic documentation available on most transactions.
Nationwide Equipment Finance:
Manufacturing, Food Processing & Packaging Equipment
Terms & Offerings
- Term loans and leases for 3–7 years, with fixed and floating rates
- Lines of credit for your annual equipment needs or individual transactions
- 100% cost financing on new and used equipment
- Tax lease options (FMV, EBO, FPO) as well as capital leases
- Custom solutions to meet more complex financing needs
- Signature Financial’s industry–trained underwriting, documentation, and closing professionals process your transaction seamlessly and fund it rapidly.
- DocuSign electronic documentation available on most transactions.
Nationwide Equipment Finance: Transportation Equipment
Terms & Offerings
- Term loans and leases for 3–7 years, with fixed and floating rates
- Lines of credit for your annual equipment needs or individual transactions
- 100% cost financing on new and used equipment
- Tax lease options (FMV, EBO, FPO) as well as capital leases
- Custom solutions to meet more complex financing needs
- Signature Financial’s industry–trained underwriting, documentation, and closing professionals process your transaction seamlessly and fund it rapidly.
- DocuSign electronic documentation available on most transactions.
Nationwide Franchise Finance
The Franchise team provides financing to franchise operators across a variety of approved national and regional restaurant concepts and chains.
Terms & Offerings
- Most franchisees that Signature Financial partners with have more than five years of industry experience or have been in business for more than 10 years and have operated concepts with multiple store locations.
- Financing is provided for:
- Acquisition of existing franchise stores
- Remodeling of existing stores
- Construction of new stores
- Equipment for new stores and tenant improvements
- Real estate
John Black
VP – Director of Franchise Finance
(817) 446-0120 Office
(817) 602-0437 Mobile
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Nationwide Dealer Lease & Rental Finance
Signature Financial’s Dealer Lease & Rental platform is a national program focused on providing direct financing to dealer-owned, full-service truck leasing companies.
Terms & Offerings
- Lines of credit to support annual capital expenditures for your lease and rental fleet
- Co-terminus loans for 3–7 years to support end user leases
- 100% cost financing on new equipment
- Competitive fixed and floating rates
- Refinancing and restructuring of current lease-related debt
- Efficient underwriting and documentation processes overseen by an experienced transportation industry team
Mike Jones
VP – Director National Sales
(713) 677-1856
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Joel Ruf
VP - Executive Sales Officer
(972) 336-1441
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Steve Perry
VP - Executive Sales Officer
(847) 346-9615
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